Payday Loan
Get Your Needed Cash Really Fast

Payday Loan - convenient and easy cash advance of up to $500
Payday Loan
Managing Debts
How It Works
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Payday Loan Information
How It Works

A payday loan, also known as a cash advance loan, is simply a short term loan to assist an individual who is running short of cash between paycheques. There are no credit requirements, since your job or fixed income provides the security for the loan.

How to qualify for a payday loan?

1. You must be 18 years of age or older
2. You must be a resident of the USA
3. You must have a valid chequing account that has been open for at least the last three months
4. You must have a current job that you have been working at for at least three months or a fixed-payment income source (such as a disability cheque)
5. You must have take-home pay of at least $800 - $1,000 per month

Quite simply, if you meet these five simple criteria , you should have no problem in getting the money you need.

How do I obtain a payday loan?
The process is simple: After you fill out a quick application, your information is verified and the cash is deposited into your bank account.

How much can I borrow?
You can typically borrow $100 - $500.

How long do I have to wait for the money?
Often a payday loan can be granted within 24 hours and sometimes you can even get your money on the same day that you apply.

How do I repay the loan, and when?
When you receive your next paycheque, the loan is automatically repaid, along with the transaction fee.

Can I request more than one payday loan at a time?
Only one advance at a time is allowed. Upon receiving a bank confirmation report that your previous advance payment has cleared (normally 3 to 5 business days), you may request another advance.

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Payday Loan Requirements | How It Works