| How It Works
A payday loan,
also known as a cash advance loan, is simply a
short term loan to assist an individual who is
running short of cash between paycheques.
There are no credit requirements, since your
job or fixed income provides the security for
How to qualify for a payday loan?
1. You must be 18 years of age or older
2. You must be a resident of the USA
3. You must have a valid chequing
account that has been open for at least the
last three months
4. You must have a current job that you
have been working at for at least three months
or a fixed-payment income source (such as a
5. You must have take-home pay of at
least $800 - $1,000 per month
Quite simply, if you meet these five simple
criteria , you should have no problem in
getting the money you need.
How do I obtain a payday loan?
The process is simple: After you fill out a
quick application, your information is
verified and the cash is deposited into your
How much can I borrow?
You can typically borrow $100 - $500.
How long do I have to wait for the money?
Often a payday loan can be granted within 24
hours and sometimes you can even get your
money on the same day that you apply.
How do I repay the loan, and when?
When you receive your next paycheque, the loan
is automatically repaid, along with the
Can I request more than one payday loan at
Only one advance at a time is allowed. Upon
receiving a bank confirmation report that your
previous advance payment has cleared (normally
3 to 5 business days), you may request another
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